Do you know where your money actually goes each month?
Understanding the difference between fixed and variable expenses is a key part of creating a budget that works.
ЁЯФТ Fixed Expenses тАУ These stay the same every month:
Rent/mortgage, car payments, subscriptions, insurance.
ЁЯОп Variable Expenses тАУ These change month to month:
Groceries, gas, eating out, shopping, entertainment.
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