Do you know where your money actually goes each month?

Understanding the difference between fixed and variable expenses is a key part of creating a budget that works.

๐Ÿ”’ Fixed Expenses โ€“ These stay the same every month:
Rent/mortgage, car payments, subscriptions, insurance.

๐ŸŽฏ Variable Expenses โ€“ These change month to month:
Groceries, gas, eating out, shopping, entertainment.

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