Want a simple way to manage your money? Try the 50/30/20 rule!
This budgeting method helps you balance your finances while covering essentials, enjoying life, and securing your future. HereтАЩs how it works:
50% тАУ Needs: Rent/mortgage, utilities, groceries, transportation, insurance
30% тАУ Wants: Dining out, entertainment, shopping, hobbies
20% тАУ Savings/Debt: Emergency fund, retirement, investments, debt repayment
By following this structure, you ensure that your priorities are covered without overspending or feeling deprived. ItтАЩs all about balance and financial freedom!
Are you using the 50/30/20 rule?
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