The Difference Between Assets & Liabilities
Understanding this simple concept can change your financial future:
✔ Assets: Put money in your pocket (e.g., investments, rental properties, businesses)
✖ Liabilities: Take money out of your pocket (e.g., loans, car payments, credit card debt)
The key to building wealth? Focus on growing your asset column, not just your expenses. Invest in things that generate income and increase in value over time!

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Managing your finances doesn’t have to feel overwhelming. These three books are my recommendations to help you budget smarter and build a better financial future:

You Need a Budget
https://amzn.to/3BObJxw

Financial Peace Revisited
https://amzn.to/407XBZn

How to Stop Living Paycheck to Paycheck
https://amzn.to/4gTqxtD

Each of these books offers practical strategies to help you take control of your money. If you’re ready to take the next step, let’s talk! Book a discovery call with me, and let’s work on your budget together.

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Goal-setting is the roadmap to success in every aspect of life, including budgeting. 🎯

To attain financial freedom, align your budget with your goals and watch your dreams become reality. Start your journey to financial empowerment today! 🎯👌🏻💰

Book a free discovery call now!

https://www.tiktok.com/@msouro....ur/video/73356117783

Hey everyone! Check out my latest TikTok video! ☕🎉
As I sit here, torn between the allure of Starbucks and my budget goals, I've uncovered some amazing home coffee recipes that rival even the fanciest café concoctions. If you're in the same boat, craving that coffee fix without breaking the bank, I've got you covered!
Who says you can't have both indulgence and financial smarts?
Don't hesitate to reach out – your taste buds and your wallet will thank you! 💰
#coffeelovers #homebrew #savemoney #coffeerecipe #diycoffee #financialsavvy
https://www.tiktok.com/@msouro....ur/video/73339458780

Watch on TikTok

Hi, everyone! Guess what? I’ve officially joined TikTok, and I can’t wait to connect with you all on a whole new level!
Whether you’re a seasoned budgeting pro or just starting out on your financial journey, I’ll be sharing tips, tricks, and hacks to help you master your money and achieve your financial goals!
Here is the link to my Tiktok Account:
https://www.tiktok.com/@msouro....ur?_t=8jPQyHblSBr&am

TikTok - Make Your Day

Om

Monica | Money & Budget Coach
Product/service
Helping You Budget and Get Out of Debt ✨
? Budgeting
? Money Tips
? Financial Freedom
FREE CONSULTATION HERE ??
program.monicamoney.com